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With rising credit rates looming, is it still ingenious to invest in real estate? France Télévisions provides some food for thought.
In real estate, will it soon be the end of good business? Credit rates will rise sharply in the coming months. We could even reach 3% by the end of the year. Concretely, is it still time to buy? One thing is certain: buying an apartment or a house now costs more. And it could get worse in the months to come.
For comparable purchases, in December 2021, the rate was 1.1%. It is now 2.1%. For the investor met by France Télévisions, his loan costs him 35,493 euros more than what it would have cost him nine months ago. It’s an additional hundred euros to pay each month. But for the broker met by France Télévisions, it is not yet too late to buy. For now, real estate prices continue to rise, but less than last year at the same time.
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