Exploring the National Military Social Security Fund (CNMSS) reveals its essential roles, including reimbursing medical expenses for military personnel and their families, enhancing operational readiness through health initiatives, and improving living conditions for service members’ families. With around 800,000 affiliates, the CNMSS provides various support services, manages claims for injured personnel, and simplifies access to care through an innovative unique file system, ensuring efficient assistance for those in need.
Exploring the Missions of the National Military Social Security Fund (CNMSS)
Reimbursement of Medical Expenses
Established in 1949, the National Military Social Security Fund serves as a dedicated social protection system for French military personnel and their families. Its primary goal is to provide in-kind benefits for health and maternity insurance. Similar to traditional social security, it covers treatment costs incurred by beneficiaries in accordance with the prevailing responsibility scale. Headquartered in Toulon, the CNMSS disburses benefits to insured individuals, their dependents, and healthcare providers.
Enhancing Operational Readiness of Military Personnel
In addition to medical reimbursements, the CNMSS plays a vital role in health and social initiatives, implementing preventive measures to ensure the operational readiness of active military personnel. The military profession demands significant personal, physical, and psychological commitment, which can impact family dynamics. The CNMSS not only supports the general scheme’s actions when appropriate but also organizes specific initiatives aimed at its members, such as:
- Campaigns addressing alcohol and drug addiction risks,
- Vaccination and cancer screening initiatives,
- Accident prevention plans linked to physical training,
- Programs to prevent operational stress and post-traumatic stress disorder.
Improving Living Conditions for Military Families
The CNMSS is dedicated to enhancing the living standards of military personnel and providing essential social support to their families. Special emphasis is placed on aiding families of active-duty members, severely injured personnel, and those dealing with disabilities or health issues. The CNMSS is involved in various individual support actions, including:
- Home assistance, such as housekeeping for vulnerable families,
- Financial aid for unreimbursed health expenses,
- Support for supplementary health insurance and energy vouchers.
As part of its medical-social support policy, the CNMSS also assists pregnant women whose partners are deployed on external operations.
Support for Injured Military Personnel
Furthermore, the CNMSS is crucial in processing claims for individuals injured during military operations.
Delegated Responsibilities
The Ministry of the Armed Forces has delegated the CNMSS to manage medical care and equipment claims for military pension holders, operating under a specific budget in accordance with relevant military codes, as well as overseeing healthcare reimbursements from the civil healthcare system.
Eligibility for the CNMSS Scheme
As of late 2023, the CNMSS serves around 800,000 affiliates, which include active military personnel, retirees, and their dependents, broken down as follows:
- 45% active personnel,
- 20% retirees,
- 28% dependents,
- 7% other insured individuals (those with disabilities, maintaining rights, etc.).
Steps to Create a CNMSS Account
To access healthcare expense reimbursements, military personnel must set up an online account at cnmss.fr. Simply click on the “My CNMSS account” button at the top of the homepage and select “Not yet a CNMSS account.” From there, users can opt for a simplified registration through FranceConnect or use the “I create my CNMSS account” button for alternative registration methods.
Submitting Healthcare Forms for Reimbursement
Healthcare forms should be mailed to the National Military Social Security Fund at 247 avenue Jacques Cartier, 83090 Toulon Cedex 9. For healthcare services received abroad, an online platform is available through the personal account, allowing users to submit paid invoices, prescriptions, and healthcare forms conveniently.
Understanding the Unique File System
Accessing Home and Financial Assistance
The CNMSS offers home assistance and medical-social financial support through a specialized tool known as the unique file (DU). This system facilitates project management in coordination with other social partners within the armed forces. The unique file is a digital tracking system for health and social action cases, shared with contributors such as the Army Social Action (Asa) and several military mutuals.
Simplifying Care for Military Personnel
This system aims to streamline the actions of various stakeholders, ensuring easier access for military personnel and their families in need, thereby expediting assistance efforts.