This text is part of the special booklet Trades, professions and careers
LRetirees are increasingly being called upon to return to work in order to make up for the labor shortage, to such an extent that the subject was invited in the recentelection campaign. A call they would like to answer favorably, provided that they are not the big losers of the operation.
In the movie Trainee, by Nancy Meyers, Robert De Niro pulls out his suit and briefcase to return to the office at 70. Skeptical at first, her 30-year-old internship mistress, Anne Hathaway, was quickly won over by her commitment to work, her experience and even her good manners. oldschool. But in real life, there’s a fear that things won’t go quite as well as in Hollywood, and retirees often worry that working won’t pay off for them. However, with a few precautions, the adventure can turn out to be a winner.
Target your needs well
“Retirees who wish to return to the labor market must identify what they wish to do or no longer do,” advises Karine Roussy, general manager of the employment consulting services organization GIT. Often, their ambitions have changed compared to their former active life: they want fewer responsibilities, to be available for a voluntary activity on the side, or even to no longer find themselves stuck in road traffic.
The return to work must therefore be prepared before starting: properly target the company or sector, identify its expectations, interests and skills. “Especially since in a market as favorable as it is now, it will work very quickly for experienced people who want to work again. But we want them to avoid jumping from rooster to donkey so that the experience is positive,” says Ms.me Roussy.
Make your calculations
“Governments have taken measures, but people have often remained on perceptions of the past,” observes Luc Godbout, holder of the Research Chair in Taxation and Public Finance (CFFP) at the University of Sherbrooke and author of the ‘to analyse An enlightened look at work after retirement. Today, the rate of retention of work income is higher than many people anticipate, says Suzie St-Cerny, researcher at the CFFP and co-author of this study.
To find out for sure, a tool allows you to make an informed financial decision: the work income calculator kept in retirement put online by the Ministère des Finances. “You can enter your retirement income, your spouse’s income, your age and anticipated income from work to check which part you would keep. It’s both simple and fun,” assures Luc Godbout.
The two authors provide in their analysis six ways to make work after retirement even more advantageous. Two of them should be applied in the coming months or years by the Quebec and federal governments, foresees Luc Godbout: making contributions to the Quebec pension plan optional for retirees aged 65 and over who have started their pension and who work, and introduce a tax credit for career extension.
Qualities to spare
People over 60 are not lacking in assets to attract companies. “The value of work is firmly rooted in this generation,” emphasizes Karine Roussy, who particularly praises their low rate of absenteeism and their level of commitment. “If you hire them to be at the reception of your convention center three days a week, they will be there! says the one who adds jokingly that they are less dependent on their cell phone than the younger ones.
It recommends reassuring the potential employer about the expected working time. “If we are able to give a medium-term perspective (5 years for example), that’s already a lot for the company,” she says. As for those who have computer knowledge, they have an interest in specifying it.
For its part, the employer must take precautions to preserve the happiness of these often part-time workers, according to Ms.me Roussy: ensure fair compensation, good integration, offer marks of recognition and respect the contract. No overtime constantly requested on the pretext that at retirement age, we have time!
This special content was produced by the Special Publications team of the To have to, pertaining to marketing. The drafting of To have to did not take part.