companies make loans to their employees

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France 2

Article written by

France 2 – S.Lanson, M.Bouvier, X.Roman, T.Le Bras, L.Michel

France Televisions

The building federation is sounding the alarm. It anticipates an 8% drop in activity by 2025. 150,000 jobs are expected to disappear, while purchasing is increasingly rare. Companies are replacing banks.

Chloe Jegou bought a house five months ago. She achieved this dream thanks to a financial boost from her husband’s business. The key is a financial package. The couple made 326,000 loans at 3.1%. For the remaining 40,000, they got a loan from the company to 0%, a saving of 17,000 euros. “We were able to buy this house, so we are very happy about it”says the spouse.

Loss of advantage if one resigns

He works in a company that is a management company. The boss chooses the amount he wants to subsidize, as well as the level of the interest rate. Financial investment helps build employee loyalty. “We know that today employees come for a salary, but also for a whole package. He has the ticketsrestaurants, and others that are less expensiveobvious”says Charles Duclertco-founder of Iroko. If the employee leaves the company before having repaid, he loses his benefit.


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