According to an annual Cofidis study, the French should spend, on average, 1,641 euros for their holidays this summer, or 150 euros less than four years ago. All the more reason to manage your budget during or after the summer break, thanks to the best mobile apps.
The first question is: alone or with others? The answer depends on the choice of the mobile application to use to track your expenses and stay as close as possible to your objectives so as not to find yourself out of budget.
First hypothesis: you are traveling alone or with your family and all the expenses are up to you. Any family compatibility app will do, but… If you like graphs, pie charts – and those aren’t edible – statistics and in-depth analysis of expenses, then check out the app Trail Wallet, only on iPhone and only in English. A function allows you to take photos of your bills and invoices, like real mobile accounting software.
If you’re traveling with multiple families or multiple friends, then you need an app that lets you track who spent how much and when, and track everyone’s level of spending. On the mobile application stores of Google and Apple, the niche is hotly contested by a string of apps including one of the most recent, Our accounts between friends, launched by BNP Paribas. In particular, it shares the restaurant bill with a share system for those who have eaten or drunk more and it avoids unnecessary transactions if there are more than two participants while allowing accounts to be settled via Paylib and Lyf which are partners. .
The undisputed leader is the Tricount app, which was acquired by the Bunq bank. A “Tricount” is a trip with several people in which each participant adds their expenses and visualizes the amount committed as well as the balance or imbalance between each person’s expenses. It is usually a puzzle in hand. There, everyone has access to the accounts, which avoids falling out, at the end of the holidays, with the person responsible for keeping the budget!
Particularity of another app, Splid, simple, refined, and quite effective: it allows in particular to export a summary of its expenses in PDF or in the form of an Excel file. Good accounts make good friends and Splid has understood this too. Finally, if you are going abroad, it is difficult to do without a currency converter like XE Currency Converter or My Currency Converter, which are free but unfortunately loaded with advertisements.