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Housing: how does real estate leasing work?
Housing: how does real estate leasing work?
(France 2)
Real estate leasing allows you to rent accommodation with an option to purchase. Tenants who cannot yet buy can test their property during this rental period.
In Rouen (Seine-Maritime), Sophie Houga opted for real estate leasing, that is to say renting with an option to purchase. She would be renting a house, before perhaps buying it. With her husband, who is self-employed, they have difficulty obtaining credit. For this rental with option to purchase, you must pay a monthly fee to a specialized intermediary. It is made up of rent and savings for a future contribution.
The tenant pays the property tax
The rental can last a maximum of three years before purchasing and the property costs a little more. If tenants decide not to buy, they can recover their savings. Accepted applications must be able to obtain their financing conditions over 36 months. The tenant must also pay property tax, even if he decides not to purchase the home. The price of the good is fixed in advance, even if the market is falling. One in three French people are unable to take out a loan from banks due to insufficient funds.
Among our sources:
Notaires.fr
Information from Hestia and Sezame startups
Economic report from the French Building Federation (FFB) dated March 12, 2024.
Non-exhaustive list.
