“Women represent 61% of people aged 55 to 69 who are unemployed and not retired,” according to this study.
In France (excluding Mayotte), 16% of people aged 55 to 69 were neither employed nor retired in 2021, according to a study revealed by INSEE on Thursday May 11. In this age bracket, 43% of seniors are retired, 41% have a job and 3% combine a job with retirement.
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If one in six people aged 55 to 69 is unemployed or retired in 2021, INSEE counted 14% of them in 2014. This increase can be explained by the increase in the number of inactive people without a pension in this bracket. age: from 11% in 2014 to 13% in 2021. INSEE justifies this increase in particular by “the various pension reforms“which contributed to lowering”the share of retirees by 8 points” since 2014“while that of employed seniors increased by 6 points“.
INSEE also notes that in 2021, the proportion of unemployed or retired people will increase “approaching the legal retirement age“: 20% of French people aged 55 are thus considered unemployed or retired, compared to 28% of French people aged 61 and 3% of French people aged 69.
Three out of five seniors who are neither employed nor retired turn out to be women: they represent 61% of people aged 55 to 69 who are unemployed and not retired. While 22% of women aged 55 are in this situation (17% of men), INSEE reports that at age 62 11% of women are unemployed or retired (6% of men). The Institute of Statistics sees it there “the reflection of more often incomplete careers for women, which delay reaching the full rate“.
Among seniors aged 55 to 69 who are neither in employment on retirement, 17% are actively looking for work, and thus considered as unemployed within the meaning of the International Labor Office. 39% are inactive for health or disability reasons and 44% for another reason. According to INSEE, “between the ages of 55 and 61, half of French people who are unemployed or retired for health or disability reasons have little or no qualifications“.
Insee also draws a comparison with our German neighbour, where “the legal retirement age is set at 65 years and 9 months in 2021″. The Institute of Statistics thus notes that the employment rate of seniors in France reaches 41% of people aged 55 to 69 in 2021, while it is 57% across the Rhine. In parallel, “lhe share of unemployed pensioners is three times lower in Germany than in France in this same age bracket. Finally, according to INSEE, seven years before the eligibility age, 20% of seniors are neither employed nor retired, compared to 18% in Germany.“.
Methodology
To carry out this study, INSEE used its employment survey, which makes it possible to “measure unemployment and activity as defined by the International Labor Office“. This survey is conducted in France (excluding Mayotte) on an ongoing basis: “Each quarter of 2021, approximately 90,000 people aged 15 or over living in ordinary housing responded to this Employment survey. indicates INSEE. The Institute states that “the 2014 data presented in this study were calculated with a retropolated weighting to be consistent with the 2021 measurement“.
A person is considered retired here if ”she declares in the employment survey to receive a retirement pension linked to her past activity, an additional pension taken out on a professional or individual basis, the minimum old age or an early retirement“.”Persons receiving a survivor’s pension are not identified” in this investigation.