Smartsteuer 2024 offers a browser-based platform for easy tax filing, targeting employees, retirees, and self-employed individuals. It features no upfront fees, charging €39.99 upon submission for up to five returns. While it provides a user-friendly interface and real-time tax calculations, it lacks advanced features like automatic data imports. Ideal for straightforward tax situations, it integrates well with Lexware Office but may not suit self-employed users requiring comprehensive tax functionalities. Data security concerns arise from its cloud-only storage model.
Smartsteuer 2024 presents a user-friendly and adaptable approach to filing tax returns directly in your web browser—no installation is necessary, and it’s accessible on any device. But how does it stack up against well-known alternatives like WISO Steuer or Check24 Steuer? We put the software to the test and outline its advantages and drawbacks.
Smartsteuer targets employees, retirees, and self-employed individuals in search of a straightforward tax solution. The platform is device-agnostic, enabling users to access their tax information from a PC, laptop, tablet, or smartphone. Notably, an account allows for the submission of up to five tax returns, with additional licenses required for those needing more.
Cost and Accessibility: No Initial Fees, Payment Upon Submission
Smartsteuer can be used without any upfront fees. Users can complete their tax return and have it reviewed before making a decision to submit. A fee of €39.99 is only charged upon submission, which covers up to five tax returns for a single tax year. This allows users to manage their own taxes and assist family members as well. For ING Bank customers, there’s a special deal: the first online tax return with Smartsteuer is available for a reduced fee of €29.99.
As a browser-based platform, Smartsteuer eliminates the need for installation and compatibility issues. It operates smoothly on Windows, macOS, and mobile devices, providing exceptional flexibility. However, keep in mind that offline access isn’t available—users must be online to input any data.
User Experience: A Modern Interface for Effortless Navigation
One of the standout features of Smartsteuer is its easy-to-navigate user interface. The software guides users through the tax filing process with straightforward questions, moving away from the traditional tax forms that can overwhelm many. This clarity is especially beneficial for beginners, as complex tax concepts are simplified.
However, Smartsteuer does lack some advanced features, such as automatic bank data imports, which means users must manually enter tax-relevant transactions—a convenience offered by WISO Steuer. The ability to capture receipts with a smartphone camera is also absent. Fortunately, there is an integration with ELSTER, which significantly speeds up the process as many fields are auto-filled, minimizing manual entry errors. This ensures that users receive the most current data directly from tax authorities. It’s worth noting that pre-filled tax returns (VaSt) are now standard across many quality tax software options, not just Smartsteuer.
Another consideration is the absence of local data storage. Users are required to keep their tax data in the cloud, which may raise concerns for those who prefer having direct control over their sensitive information.
Functionality: Ideal for Employees, Limited for the Self-Employed
Smartsteuer excels in catering to employees, retirees, and students, effortlessly handling standard tax scenarios. It automatically recognizes and suggests deductions for advertising costs, special expenses, flat rates, and tax benefits.
For self-employed users, Smartsteuer does allow for income surplus calculations (EÜR), but those in need of VAT or trade tax returns may find it lacking—these functionalities are absent. Programs like WISO Steuer or Taxman offer comprehensive solutions for all tax types, making Smartsteuer more suitable for private individuals and smaller self-employed persons without complex tax obligations.
Seamless Integration with Lexware Office
Self-employed individuals utilizing the paid accounting software Lexware Office will find Smartsteuer particularly appealing. The two platforms integrate seamlessly, allowing users to transmit accounting data to Smartsteuer with just a click. This integration prevents the need for duplicate entries of tax-relevant information, saving time and reducing the risk of errors. This feature is especially useful for freelancers and small businesses already using Lexware for their accounting.
The integration facilitates not only income surplus calculations (EÜR) but also data for VAT returns—functionality that cannot be captured manually in Smartsteuer. Thus, businesses liable for VAT benefit greatly from this smooth data transfer without additional calculations or manual entries.
Moreover, this cloud-based solution offers flexibility, as users can work on their tax returns from any location—be it the office, while traveling, or from home.
Tax Calculation: Instant Insights with Minor Limitations
Smartsteuer calculates tax refunds in real-time, allowing users to immediately see the impact of their inputs. This feature aids in tax optimization and provides a quick estimate of potential refunds. The integrated error-checking system is well-designed, alerting users to any implausible entries.
However, some automatic notifications that are standard in other programs are missing. Users who have overpaid their income tax will not receive alerts, and tax benefits such as deductions for donations or phone expenses are not highlighted as optimization opportunities. Users must be proactive in identifying which deductions they can claim.
For retirees, Smartsteuer simplifies income recording, but it does not automatically account for account management fees or specific insurance contributions. While employees benefit from an easy process for logging advertising costs, certain automations available in WISO Steuer or Check24 Steuer are lacking.
Data Security and Terms of Service: Important Considerations for an Online Platform
As a fully online solution, all data entered into Smartsteuer is stored on the provider’s servers. The manufacturer claims that data is securely encrypted; however, some users may find it concerning that they cannot store their financial information locally.
Another area of concern is the terms of service. Price adjustments can occur at any time, and there is no money-back guarantee. Users dissatisfied with the service cannot receive refunds for fees already paid. On the positive side, users are only charged once they complete their tax calculation, which helps avoid unexpected costs.
Evaluating Smartsteuer Against Other Tax Solutions: Is It Worth It?
Smartsteuer is particularly appealing for those seeking a straightforward, flexible solution for filing their taxes across various devices. While it has notable benefits, it also presents certain limitations. WISO Steuer offers a more comprehensive experience but may not be as user-friendly. Taxman is tailored for experienced taxpayers who want more control over their calculations. Overall, Smartsteuer stands out as an excellent choice for those with uncomplicated tax scenarios, particularly employees and retirees.