Published
Update
Video duration:
1 minute
Storm Ciaran: what you need to know about insurance
Journalist Maeva Damoy, present on the set of 13 Heures, Thursday November 2, takes stock of the rules regarding insurance after the passage of storm Ciaran. – (France 2)
Journalist Maeva Damoy, present on the set of 13 Heures, Thursday November 2, takes stock of the rules regarding insurance after the passage of storm Ciaran.
Storm Ciaran caused a lot of damage. If your house is damaged by a falling tree, is it covered by your insurance? “Your main residence is covered“, indicates journalist Maeva Damoypresent on the 13 Heures set, Thursday November 2. “First reflex: look at your home insurance contract. It must contain a storm guarantee. It is triggered when wind gusts reach 100 km/h. It therefore covers the fall of a tree, but also a torn roof or even damaged furniture.“, specifies the journalist.
Caution for drivers insured only with third parties
On the other hand, annexed buildings are not necessarily insured. “They must be mentioned in the home insurance contract.says Maeva Damoy. What if your car is affected by the damage? “You can of course be reimbursed by the damage guarantee all accidents from your car insurance contract, or by fire insurance. But be careful, no guarantee for drivers who are only third party insured. Only towing can be covered if your vehicle can no longer be driven.“, adds the journalist. You have five days to make your declarations.