A bill on green industry is presented to the Council of Ministers. Among the measures proposed, a new bank book, the “future climate savings plan” for those under 18.
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To finance the low-carbon reindustrialization of France, the government intends to mobilize private savings, in particular via a new “future climate savings plan”, intended for people under 18. It is part of the measures of the bill presented Tuesday, May 16 in the Council of Ministers.
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As for booklet A, parents can open one to their children from birth. There will be no tax or contributions and parents will be able to save up to 23,000 euros, a fairly high ceiling, equivalent to that of the Livret A (22,950 euros). It will be cumulative with all other savings and other benefits, the capital will be guaranteed, that is to say that savers will be sure not to lose their money.
As for the rate of return, it will be a priori more interesting than the 3% of the booklet A, because it is long-term savings. The child will not be able to unlock the money before he turns 18.
With this new booklet, the government intends to collect up to one billion euros per year. The money will be managed by the Caisse des dépôts et consignation and invested in so-called “green” companies, wind power, heat pumps, or solar energy, for example.
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