Fortuneo has been recognized as the “most affordable bank” in November 2024, offering competitive interest rates and attractive bonuses for new customers. From March 13 to April 2, 2025, new clients can earn up to 250 euros by opening accounts and utilizing services like neoChange. The bank provides two card options: the fee-free Fosfo Mastercard and the premium Gold CB Mastercard. Additionally, the Livret + account offers a high interest rate of 4.5% for the first three months, enhancing savings potential.
Fortuneo: The Affordable Banking Choice of 2024
In November 2024, Fortuneo secured its title as the “most affordable bank” according to Moneyvox. This French digital bank not only offers competitive interest rates but also presents enticing welcome bonuses for new customers.
Exciting Offers for New Clients
From March 13 to April 2, 2025, Fortuneo introduces a fantastic promotion for those opening a deposit account for the first time. Customers can earn up to 160 euros in bonuses by signing up with a Fosfo Mastercard or Gold CB Mastercard. This bonus can increase to 240 euros when utilizing the neoChange banking mobility service, and it can reach a remarkable 250 euros with the initial opening of a Livret + account.
Fortuneo provides two types of bank cards tailored to different needs: the Fosfo Mastercard and the Gold CB Mastercard. The Fosfo Mastercard is available without any income requirements and remains free as long as at least one transaction is made each month. It is suitable for both domestic and international use, with no extra fees for withdrawals or payments.
Moreover, it supports mobile payment options like Google Pay and Apple Pay, allowing for convenient and secure transactions online or at retail locations.
On the other hand, the Gold CB Mastercard offers enhanced “premium” features but comes with income eligibility criteria and requires approval from Fortuneo. This card is also free with a minimum monthly payment and offers various advantages, including different welcome bonuses based on the card type chosen. During the promotional period, new customers can receive a 70 euro bonus with the Fosfo Mastercard and a 160 euro bonus with the Gold CB Mastercard, provided they meet specific conditions.
Simplifying Bank Transfers with neoChange
Fortuneo’s commitment to ease the banking experience is evident with its free neoChange service, designed to assist clients in transitioning to their new bank. This innovative service eliminates the hassle of notifying every organization of your new IBAN. Following current regulations, Fortuneo handles these transfers for you, allowing you to choose which direct debits and recurring payments to shift to your new deposit account.
Utilizing the neoChange service can also earn you an additional 80 euro bonus. To qualify, simply activate this service before May 3, 2025, and transfer your direct debits to your new Fortuneo deposit account.
Attractive Savings with Livret +
For those seeking a secure and profitable savings option, Fortuneo offers the Livret + with a significantly enhanced rate. If you open a Livret + account before April 12, 2025, you can benefit from a gross annual interest rate of 4.5% for the first three months, applicable to deposits up to 100,000 euros. This rate is gross, meaning it is before tax and social contributions.
The Livret + provides a safe way to grow your savings without risking your capital. Additionally, managing this account is straightforward, thanks to the Fortuneo app available on both Android and iOS. Users can easily deposit funds into their Livret + or withdraw portions of their savings in just a few taps. With a ceiling of 10 million euros, the Livret + boasts a significantly higher limit compared to traditional accounts like Livret A or LDDS.
Fortuneo continues to lead in banking innovation, providing its customers with valuable financial tools and services designed for modern lifestyles.