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Soon, the termination of your borrower insurance contract can be done at any time. The deputies and senators also ended up agreeing on another concrete question, that concerning the health questionnaire, which was a necessity before obtaining certain loans.
The work is still far from complete, but the couple’s dream is about to come true. More than a house, it’s a therapy for Céline, 37, who was struck by breast cancer six years ago. “It’s a way of moving forward, of saying that things are potentially over”, she says. But this project, they almost couldn’t finance it, because of the hitherto compulsory health questionnaire, for a mortgage.
But things should change soon. The questionnaire is about to be abolished, for mortgages below 200,000 euros per person, repayable before the age of 60. A historic victory, hail the associations. Good news a priori, but in return insurers could increase their prices, for all borrowers who are sick or not. The text could come into force by this summer.