Etiket: RRSPs
[Chronique] Is maximizing your RRSPs each year enough for retirement?
The theme of this column will certainly not stand out for its originality. Bowing to popular pressure, I answer another question regarding RRSPs (Registered Retirement Savings Plans), which I concede…
Empty your RRSPs… to fill them again
When they were young parents, Josée Ouellet and Michael Vautour dreamed of the very popular concept of Liberté 55. They achieved their goal almost six years ahead of schedule! For…
[Chronique de Sandy Lachapelle] Properly aligning your RRSPs and retirement benefits
Following the publication of my column last week on the disbursement of RRSPs, a reader, Serge, wrote me the following message: “Why do we never talk about the disbursement ceiling…
Lifestyle | Bail out RRSPs and TFSAs by remortgaging a residential quadruplex
Once reduced to net disposable income (after taxes and social security contributions), Marthe* and Noël*’s family budget leaves them with little capacity for long-term investment savings for retirement. Posted at…
[Chronique de Sandy Lachapelle] Disburse your RRSPs at the beginning or towards the end of retirement?
The famous “RRSP season” raises many questions. This is the opportunity to set the record straight by debunking some stubborn myths on the subject. Here is the question of one…
Lifestyle | More than $6,000 in RRSPs (and threatened with eviction)
“I used my RRSPs [régime enregistré d’épargne-retraite] and it’s still around $6,000,” Nicole* wrote to us. His tax-free savings account (TFSA) is no better stocked: $5,000. She is 77 years…
Sandy Lachapelle’s column: Myths and uses of RRSPs
Not talking about RRSPs in the middle of February? Would I be non-conformist at this point? The truth is that I was going to forget the inescapable subject of the…
Sandy Lachapelle’s column: what strategy to use once RRSPs and TFSAs have been maximized?
This week, we are returning to questions from one of our readers: Stéphane. “My RRSPs and TFSAs are now “full”, and I estimate surpluses available for savings of $10,000 to…