Etiket: RRSP
RRSP | A good time to invest in the stock market?
This question inevitably comes up at this time of year when you think about contributing to your RRSP. The decision to invest or not in the stock market, when one…
RRSP | When savings can be shared
When it comes to retirement savings, your loved one can save you money. If you are in a couple, the spousal RRSP can allow you to save more taxes than…
RRSP | In catch-up mode to prepare for retirement
Arrived from Kyrgyzstan six years ago, Maria Antonyan has just completed a diploma of professional studies (DEP) in fashion and tailor-made clothing. She is happy to have immediately found a…
Republicans are holding your RRSP hostage
As expected, the US debt ceiling has been reached. As expected, Republican extremists are taking advantage of this to seek to gain points under the threat of a global financial…
Should you entrust your RRSP to the Caisse?
I have a lot of admiration for the Caisse de depot et placement du Québec (CDPQ), where I went, like many. However, even if she is the ideal manager of…
When to transfer your RRSP to the RRIF?
How the Registered Retirement Income Fund (RRIF) works is not always well understood. This little guide will help you find your way around. • Read also: How to help your…
It’s not easy to get oil, tobacco and weapons out of your RRSP
If responsible investing piques your interest, don’t wait for your financial advisor to discuss the subject with you in depth. Because you may never hold mutual funds or stocks that…
RRSP | Reevaluate your strategy in midlife
Contributing to a Registered Retirement Savings Plan (RRSP) is automatic for many people. But at the midpoint of life, we may need to reassess everything to look more precisely at…
RRSP | What tool in case of disability?
In full active life, your health fails and you are forced to stop working due to a disability. What to do ? Can using your RRSP be a possible solution?…
RRSP | What to have on the radar screen at 45
In your mid-forties and planning to take a well-deserved retirement in 20 years, how can you be sure to accumulate the necessary funds to carry out this project? Although this…
RRSP contributions fell between two chairs
In the spring of 2020, accountant Simon Elliott made a staggering discovery: tens of thousands of dollars in RRSP contributions made over the years by his clients had not been…