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Some companies now offer to subsidize part of the mortgages of their employees. An initiative that also allows them to retain a little more loyalty within the company. Meeting with a young woman who was able to buy thanks to her boss.
It’s a project that almost didn’t see the light of day for a single engineer. She will indeed buy a two-room apartment of 45 m2 in Paris at just 32 years old. If she was able to become an owner, it is thanks to her employer, who co-financed her mortgage. Last summer, she thought she could do it on her own, but in October, with interest rates rising, the bank refused her loan. She could no longer buy, and had to extend her tenancy in a studio.
A way to retain employees
Against all expectations, the solution came from the management of his company last December. In concrete terms, his employer has undertaken to finance him a quarter of his loan, by covering part of the interest. After the public sector, the subsidized loan has been open to the private sector for two months. More and morecompanies are interestedas an SME specializing in dental chairs. In the event of departure from the company, the loan must be reimbursed by the employee alone. For the employer, it is a way to retain employees. Since January, about twenty private companies have set up this subsidized loan for their employees.
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