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It now costs more to buy a home since loan interest rates have exceeded 2% for the first time in seven years. Some then try to find tricks to pay less.
Becoming an owner is becoming more and more expensive. Interest rates have increased and brokers are forced to find solutions to help potential buyers. So the credits multilineyet very little known, have the wind in stern. The multiline credit allows you to subscribe to several credits at different interest rates and for a different duration. “There is a loan that is cheaper because the duration is shorter and therefore the rate is lower”says Nicholas mazensmortgage broker.
For subscribers of this type of credit, the amount saved can be very significant. “We save more than 6,000 euros on a property whose total value is 220,000 euros so it is not neutral”reports Philip Cantegreila future owner. However, not all buyers have the possibility of being able to benefit from such a form of credit. “It’s a solution that takes a lot of the banker’s time”, reveals Maxime Chipoya financial expert.