The brake was almost immediate, at the end of February, in the offices of Artémis Courtage. After two exceptional years, 2022 promises to be less favorable for the real estate market with the start of an increase in borrowing rates. “This is the first point that is discussed with our customersexplains Ludovic Huzieux, co-founder of this agency of mortgage brokers. They ask us if it’s a good idea to borrow at the moment compared to a spring period which is the start of the beautiful real estate season.”
According to Ludovic Huzieux, “the telephones in the agencies ring less, there are fewer loan calculations on the website.”
“We remain on levels which are correct but much less crazy than last year.”
Ludovic Huzieux, co-founder of Artémis brokerageat franceinfo
The market seems to have entered a new phase, after four years of low interest rates. “It’s really moving, it’s very recent but quite intensecontinues Ludovic Huzieux. Since the beginning of March, there has been a general upward movement which is between 0.20% and 0.40% in all banks. We imagine that it will continue within the year, that’s clear.”
What upset many plans. We remember, after the confinements, these desires for houses, in the green, an extra room to telecommute. This may be a thing of the past according to the survey by the SeLoger group, carried out at the start of the conflict in Ukraine, which led to several uncertainties regarding the prices of gas, gasoline and even agrifood.
“We are starting to feel counter-current elements of this behavior that we had post-Covidsays Séverine Amate, spokesperson for the group. For example, for 60% of respondents, the question of the fuel budget influences research. And we are going to be interested in the coming days in much more specific questions: is the project leader looking for closer to metropolises than what he did before? Is the question of surfaces called into question? There, we were looking for bigger until now, is it the opposite that happens because less surface area to heat?
“It may be the comeback of apartments and the order of the criteria could change over the coming weeks.”
Séverine Amate, spokesperson for the SeLoger groupat franceinfo
Perhaps even the dream of a France of landlords is slipping away. “Today, we have 25% of French people who are not owners and who do not wish to become one.explains Frédéric Micheau, Deputy CEO of OpinionWay. It’s huge, it’s above all an increase of 8 points compared to six months ago, so very strong.”
Finally, for the French respondents, salvation will not come from the electoral campaign: 60% of respondents believe that no candidate promotes access to property.