Economy Minister Bruno Le Maire will be the exceptional guest of the 1 p.m. news on France 2 on Friday January 13. The Minister of the Economy should announce the new rate for the Livret A savings account. Anxiously awaited by tens of millions of savers, this new rate, applicable on February 1, should reach or even exceed 3%, against 2% until here. A level never equaled since 2009, but still well below inflation. Follow our live.
The Livret A will be revalued because of inflation. This is the main explanation. After one price increase measured at 5.2% over the year 2022, inflation could stand at 7% at the start of 2023, according to a recent note from INSEE. However, this indicator partly influences the calculation of the remuneration of the booklet A. This explains why the level of remuneration of the booklet A had already experienced two successive increases in 2022, to go from 0.5% to 1%, then to 2% on August 1.
The solidarity sustainable development booklet (LDDS) and the popular savings booklet (LEP) should also be upgraded. Booklet A (lhe preferred placement of the French with 55 million subscriptions, according to data from the regulated savings observatory) is not the only one to benefit from a small shock. The solidarity sustainable development booklet (LDDS) and the popular savings booklet (LEP) should each see their rates increase in 2023, up to more than 6% for the LEP.
The increase in the livret A is not indexed to inflation. It should be remembered that, despite the high level of inflation, the rise in passbook rates is not automatic in France. It is decided by the Ministry of the Economy, on the advice of the Banque de France, which carries out a new calculation every six months.