Monabanq is offering an attractive 4% interest rate for the first three months on its savings accounts for new customers until March 31. Eligible individuals must first open a current account, with a minimum deposit of 10 euros. The promotion applies to both individual and joint accounts, transitioning to a standard 1% rate afterward. New customers can also receive a bonus of up to 240 euros, along with benefits like a savings card that rounds up purchases for automatic saving.
Exciting Savings Opportunity with Monabanq
Until March 31, Monabanq presents an enticing promotional offer for new customers looking to boost their savings. With a remarkable interest rate of 4% for the first three months on its bank savings account, this opportunity is not to be missed. Read on to discover the essential conditions to take advantage of this limited-time offer.
Eligibility and Account Details
Monabanq, a key player in the realm of online banking, is promoting this attractive rate specifically for adult tax residents of France. To qualify for the enhanced interest rate, individuals must first establish a current account with Monabanq, which is a prerequisite for opening a savings account.
This offer is applicable to both individual and joint savings accounts, ensuring flexibility for customers. However, keep in mind that the 4% rate is only valid for three months after the account is opened. Following this promotional period, the standard interest rate, currently at 1%, will apply, so it’s important to act swiftly.
To initiate the process, a minimum deposit of just 10 euros is required. This amount serves as both the minimum balance and the baseline for future transactions, including deposits and withdrawals. Monabanq also accommodates deposits made via check along with online transfers. Interest earned is subject to a flat tax and is credited at the end of the year, with the management of your savings account remaining entirely free, regardless of account closure or transactions.
Additionally, Monabanq introduces a unique feature known as the “savings card.” With this option, every payment made using the bank card is automatically rounded up to the nearest euro. The accumulated round-ups are then transferred to the savings account at the end of each month, making it easier to save effortlessly over time.
Generous Welcome Bonuses Await
New customers can also benefit from a generous welcome bonus of up to 240 euros when opening a bank account. For those opting for a joint account, a complimentary second bank card is provided, ensuring seamless banking for both account holders. It’s worth noting that Monabanq’s account offerings do not impose income criteria or minimum deposit requirements, making them accessible to a wide range of customers.
With a Visa card that can be conveniently managed through a mobile app, along with access to various traditional banking products such as savings plans, credit options, and life insurance, Monabanq is committed to providing a comprehensive banking experience tailored to your needs.