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Banks are more and more demanding to grant real estate loans, so much so that developers no longer hesitate to offer notary fees for any purchase of new housing.
At the foot of the sites, there are offers at reduced prices. And on Internet, developers are showing exceptional discounts for the purchase of new homes, often with notary fees offered. Chantal Castro Laporte took advantage of this offer. She has just signed the off-plan purchase of a four-room apartment near Nice (Alpes-Maritimes), for 420,000 euros, less the notary fees, offered by the promoter. “Without these notary fees, it would have been really fair for us to be able to acquire this magnificent four-room apartment, explains the owner. We are talking about more than 8,000 euros offered.“
According to Julien Kambourian, director of La Nouvelle Agence, these discounts are usual to convince banks to grant a loan. “The promoters are realizing that sometimes, we can miss a loan not because we do not have the capacity to finance it, but just that under the conditions of grant, we have the package notary fees, bank guarantee fees, application fees and sometimes brokerage fees that must be managed to finance with own funds “, indicates the salesperson. Thus, aid is multiplying. Thousands of euros in discounts are offered, with, for example, bathrooms or kitchens offered.