Have you found the house of your dreams, but want to have it inspected before closing the transaction? This is a wise decision. Its complete verification could save you a lot of hassle and a lot of money. But who can proclaim themselves an expert on the subject? Just about anyone so far.
However, things will change in 2024. In fact, Quebec has decided to regulate the practice of inspecting residential buildings with a view to a real estate transaction. By 2027, the province’s approximately 1,200 experts will have to hold certification from the Régie du logement du Québec (RBQ) to practice their profession.
What is the role of a pre-purchase inspector?
He is asked to inspect the visible and accessible components of the various systems of a building (structure, foundation, plumbing, roof, electrical system, etc.) to determine major apparent defects. “It must also assess the solidity of the structure and compliance with specifications, building codes and other applicable regulations,” explains Laurent Bérubé, communications advisor at the RBQ.
What skills should he have?
Currently, none. “Anyone can therefore give themselves the title of building inspector,” confirms Mr. Bérubé. However, associations have put in place a code of ethics and rules of practice. These groups require their members to take out insurance against errors and omissions and to follow continuing education.
However, according to an assessment made in 2021, around 7% of inspectors are not members of an association and are not insured, we can read in the memorandum submitted by the Minister of Labor, Jean Boulet, to the Council of Ministers.
Why supervise this profession?
To strengthen consumer protection by ensuring the professional qualification, probity and solvency of building inspectors, we still read in Minister Boulet’s memorandum. Quebec also wants to ensure that inspectors keep their skills up to date through continuing training.
There will be two categories of certification. For what ?
Because the configuration of the buildings is very varied. For example, large buildings have certain technical characteristics that require additional knowledge for an inspection. “Category 1 inspectors will therefore be authorized to inspect residential buildings comprising 1 to 6 private units,” explains Mr. Bérubé, specifying that this includes single-family homes, as well as residential buildings in divided co-ownership, regardless of the number of units. Category 2 inspectors, more qualified and more experienced, will be able to inspect any type of residential building.
What about liability insurance?
The inspector shall obtain and maintain general liability insurance and professional errors and omissions insurance. The minimum coverage required will be 1 million for inspectors holding a category 1 certificate and 2 million for those holding a category 2 certificate, it is specified in Minister Boulet’s brief.
PHOTO DAVID BOILY, LA PRESSE ARCHIVES
Quebec wants to ensure that inspectors keep their skills up to date through continuing training.
Will holders of an accreditation issued elsewhere in Canada be able to practice in Quebec?
Yes, provided you pass the RBQ exams.
Will current inspectors be able to continue working without holding a certificate?
The regulation provides for a transitional period of three years from 1er next October. “During this period, current practicing inspectors will be able to qualify to obtain a certificate by successfully completing the refresher training,” adds Laurent Bérubé. New inspectors must hold a certificate of college studies (AEC) in building inspection technique.
Will it be mandatory to have a house inspected before purchasing it?
The regulation does not make the inspection compulsory, but only the supervision of the inspector. “Having a house inspected before buying it will remain a personal decision, as it is now,” recalls the RBQ advisor.
Should we fear a slowdown in the real estate market in the event of a shortage of certified inspectors in certain regions?
Quebec believes that the market will regulate itself. The three-year transitional period is considered sufficient for upgrading current inspectors. In addition, in the meantime, new inspectors will be trained in CEGEPs.
“Currently, the certificate of college studies in inspection is offered in eight CEGEPs and the duration of this training varies depending on the different college establishments. The new AECs will be offered no later than the fall 2024 session,” we read in the ministerial brief.
Will the RBQ be responsible for processing complaints against inspectors?
For the moment, this question is not resolved. The wires are not all attached, we respond to the RBQ.