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To finance medical care, such as the fitting of an implant, which is always very expensive, there is microcredit, which does not require going through a bank.
Look in the mirror and smile. A habit that Mehdy Renou had lost. In question, a missing tooth, fallen and never replaced, until an operation less than a year ago which transformed it. “I have a new smile, it changes everyday life”, he acknowledges. Cost of the implant: €2,000. Impossible at finance for Mehdy at the time, unemployed disabled after an accident at work. Until he finds a solution: microcredit.
This is a last resort for those excluded from the traditional banking system, which allows you to borrow between 300 and 5,000 euros over a short period. To be entitled to it, you have to go through an association, or as here, a public body. Originally, microcredit was used to finance the purchase of a vehicle to facilitate access to employment. But for specialized banks, the reasons are more and more varied. This can even be used to finance the improvement of its habitat. But the selection is tough, only one file out of five is retained on average, in Charente-Maritime.