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The housing savings plan (PEL) could very soon be used to finance energy renovation. This is a reform announced by Bruno Le Maire. Journalist Maëva Damoy, present on the set of 19/20, Thursday July 13, takes stock.
The housing savings plan (ELP) could very soon make it possible to finance energy renovation, within the framework of a reform announced by Bruno Le Maire. How could this materialize? “On paper, it looks pretty simple. Holders of a PEL can unlock it at any time, but only to finance energy renovation work“, indicates the journalist Maëva Damoypresent on the set of 19/20, Thursday July 13.
“A small revolution”
“She’s a little revolution becauseuntil then, touching your PEL forces you to close it. You therefore lose your rights: its advantageous rate first, but also access to a mortgage at a predefined rate”, continues the journalist. She explains that it is “a massive new source of financing for the energy transition”while “12 million French people have a cumulative 300 billion euros placed in PELs”.
None date is not announced for reform, but the state”want it to happen fast“. “This reform must be part of the 2024 finance bill to try to put an end to thermal strainers“, precise Maeva Damoy.