After the urban violence of recent days, the federation, which represents almost all insurers, invites its members to facilitate the payment of deposits, to speed up the compensation process and to extend the period for declaration of loss up to 30 days.
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“We’ll do it all, I promise“, so that the compensation of the victims “go as fast as possible“: Florence Lustman, president of France Assureurs, a professional federation which represents 99% of insurance players with 252 members, indicated on Tuesday on franceinfo that the cost of urban violence to date is at least “280 million euros over four days” For “5,800 claims“declared.
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“The bill will be much higher“than for the 2005 riots, she warned.”Today, we are at 5,800 declared claims. And our assessment on these claims alone is that it should already cost at least 280 million euros over four days of urban violence, compared to 205 million in 2005, but over four weeks“, she explained.
A claim declaration to be made quickly
France Assureurs announced on Tuesday a series of measures to “to accompany” THE “insured persons whose personal and professional property has suffered damage“, following the urban violence that occurred in many cities in France.
Among the measures that France Assureurs invites its members to take, the extension “up to 30 days” the time limit for reporting the claim, “generally set at 5 days in insurance contracts“. Florence Lustman invited the victims not to waste time: “The first thing to do is to file a complaint, and then of course to contact your insurer as soon as possible.“, she indicated. The objective, “It’s obviously to speed up this process of compensation“, she explained. The declaration of disaster can be made by any means (postal mail, email, telephone, sms…), recalled the federation in a press release.
The federation also urges insurers to “facilitate the payment of installments to deal with the most difficult situations”as well as “accelerate the compensation process in full coordination with the appraisal companies, in order to organize the appraisal visits as quickly as possible and to prioritize the most sensitive cases”. It also encourages insurers to “reduce the effect” of the “contractual franchises” of the “small independent traders hardest hit by this urban violence“.