how can the French lower the bill?

Home insurance is very expensive in some areas. So, to lower the bill, there are a few tricks. On the 13 Hours set, journalist Lise Vogel explains: “You have to assess your needs precisely and check that you have the right guarantees. If you are a tenant, do not insure the exterior of the accommodation, it is the responsibility of the owner.” The journalist also recommends “to use a comparator” and choose your insurance contract “à la carte” in order to “personalize your contract as much as possible”.

Negotiate your franchise

In addition, Lise Vogel indicates that it is necessary “negotiate” the amount of his deductible with his insurer. “If you live in an area where the frequency of claims is low, you can increase your deductible which will lower your premiums”, she clarified. And to conclude: “If you can, pay your home insurance premium in one go, you will save 5 to 10%.”