Contrary to what one might think, the nursery is not necessarily the cheapest system, its cost differs a lot from one municipality to another. The higher your income, the higher the price will be. Knowing that you will have tax deductions and a capped credit, it’s up to you to do the math. But, if you work late, or if you have staggered hours, also remember that it will sometimes be necessary to add additional childcare costs, because you will have to find a person who will pick up your child from the crèche or drop him off in the morning, if you have to leave early.
Childminders pay a minimum hourly wage, they are approved, they look after children at home, they are often more flexible in terms of hours. Here too you can get help from the Family Insurance Fund. So, between childcare by a childminder or a crèche, from a purely financial point of view, it’s really up to you to make your calculations because it depends a lot on your resources, your schedules, the equipment around you. You should also know that some companies have company crèches, this is often the case for large groups, but not only. Ask, it can be interesting.
To benefit from shared custody, you agree with another family, and you hire a person at home. Often it’s a week for one, a week for the other. It’s not always easy in terms of accommodation, especially if you work from home. and then, you have to have all the equipment like the double stroller, etc. As an employer of a person at home, you benefit from tax credit which can be substantial. But it’s up to you to make the contract, to recruit, to manage the payslips. If you don’t want to be on the front line, you can go through intermediaries, associations.
Regarding the rate, it all depends on the number of hours your nanny will do, but you must refer to the collective agreement of the particular employer. There are many sites to help you find the rare pearl Yoopala, baby-nanny, etc.
Finally, we specify, whatever the system you choose, you must always declare childcare, otherwise it is black market work, it is illegal and criminally reprehensible.